• The case for high-deductible health insurance: “Of every dollar spent on health care in this country, just 13 cents is paid for by the person actually consuming the goods or services.…As long as someone else is paying, consumers have every reason to consume as much health care as is available.…This all but guarantees that health care costs and spending will continue their unsustainable path. And that is a path leading to more debt, higher taxes, fewer jobs and a reduced standard of living for all Americans.”
  • Reality: The real housing crisis was the bubble, not the bust. “Washington must stop and re-learn basic economics. First, when you’re in a hole, stop digging. In the case of housing, as a country, we built too much. The cure is to build less.”