A new report on health savings accounts (HSAs), published by the Kaiser Commission on Medicaid and the Uninsured, is wrong or misleading in nearly every particular. In essence, the report claims that HSAs are not good for poor people, when in fact all it shows is that poverty is not good for poor people.

I briefly considered doing a point-by-point response. But then I remembered that I had already done so, in a paper titled “Health Savings Accounts: Do the Critics Have a Point?”, released five months ago.