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December 21, 2023
Blog

Sun Shines on the Federal Reserve’s Expansionary Powers
Congress should act before the issuance of a CBDC becomes just another page in the Federal Reserve’s history.
By Nicholas Anthony
December 15, 2023
Blog

Bretton Woods Committee Calls for CBDCs under BIS and FSB Standards
Governments around the world are pushing forward with CBDC development, but it’s time to reverse course.
By Nicholas Anthony
December 8, 2023
Blog

Money Is Not a Public Good
A public good is not simply a good provided by the public sector, or government.
By Nicholas Anthony
December 6, 2023
Blog

At Least They Asked This Time: Treasury Department’s Crypto AML Power Wish List Is a Non-starter
The substantive mismatch between the legacy AML regime and the nature of crypto technology cannot be papered over with legislative power grants, and regulators’ insistence to the contrary risks damaging both Americans’ liberty interests and America’s national interest.
By Jack Solowey and Jennifer J. Schulp
December 6, 2023
Blog

Pandemic Policymaking Warrants Narrower Fed Mandate
The Fed’s “broad-based and inclusive” employment goals resulted in a misguided attempt to keep labor markets overly tight despite rising inflation.
By Jai Kedia
November 22, 2023
Blog

The CFPB’s Digital Wallet Rule Proposal Reveals What’s Wrong with the CFPB
The digital payment app market is hardly crying out for a regulator to ride to consumers’ rescue, and the CFPB’s proposed rule provides a real-time demonstration of how regulators won’t hesitate to “fix” something even when—and perhaps, especially when—“it ain’t broken,” as the old saw goes.
By Jack Solowey
November 17, 2023
Blog

GAO Report: Biden’s Rush to Mass-Cancel Student Debt Left Taxpayers Behind
A new Government Accountability Office report on the Biden administration’s student debt cancellation bonanza says the administration was doing too little to protect taxpayers.
By Neal McCluskey
November 17, 2023
Blog

Pick Up Speed on CBDCs, Says IMF
The IMF said officials need to have the “courage and determination” to push forward on CBDCs.
By Nicholas Anthony
November 14, 2023
Blog

Introducing the CBDC Tracker, a Project of the Human Rights Foundation
Around the world, there are many issues around the treatment of human rights and civil liberties—issues that could be made worse by the launch and use of CBDC. That’s why the HRF CBDC Tracker is here.
By Nicholas Anthony
November 6, 2023
Blog

New Cato Study Confirms Fed Cannot Control Inflation
Despite its mandate to stabilize prices, the Fed has historically exerted very little control over inflation.
By Jai Kedia
November 3, 2023
Blog

First Impressions of the AI Order’s Impact on Fintech
By not providing a clear framework for financial regulators to validate the existence of heightened or novel risks from AI or to understand the cost of lost benefits due to intervention, the EO risks initiating agency overreach.
By Jack Solowey
October 31, 2023
Blog

Don’t Let Terrorist Destruction Stop Creative Building
The Warren-Marshall crypto anti-money laundering bill that’s being shopped as a response to Hamas’s October 7th pogrom is bad public policy that would, in essence, grant terrorists veto power over the lawful use of technology. U.S. policy should not give terrorists the right to deny technology to those using it to lawfully and constructively build.
By Jack Solowey and Jennifer J. Schulp
October 27, 2023
Blog

Senator Warren Targets Crypto with Questionable Data, Again
Again, it seems an anti-cryptocurrency narrative is being built in Congress based on questionable evidence, to say the least.
By Nicholas Anthony
October 18, 2023
Blog

A Crackdown on Crypto Won’t Stop Hamas
Yet rather than deal with the actual problem of terrorism, Warren’s bill would impose stricter anti-money laundering rules on Americans who use digital assets (crypto).
By Norbert Michel
October 13, 2023
Blog

Higher Interest Rates Have Ramifications for Public Pension Systems
De-risking public pension portfolios is a win for future taxpayers who would no longer be on the hook for retiree benefits if pension investments go sour.
By Marc Joffe