Dear Administrator Verma, Assistant Secretary Rutledge, and Deputy Commissioner Wielobob:

Thank you for the opportunity to comment on the proposed rule, “Short-Term, Limited Duration Insurance.”

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On October 12, 2017, President Donald J. Trump signed Executive Order 13813, directing the Departments to reduce regulations and expand consumer choice in health insurance. Specifically, the president urged: “To the extent permitted by law and supported by sound policy, the Secretaries should consider allowing [short-term limited duration] insurance to cover longer periods and be renewed by the consumer.” On March 8, 2018, Secretary of Health and Human Services Alex Azar publicly lent his support to allowing short-term plans to offer renewal guarantees: “We’d like to see the ability to give people the option of renewability in whatever form we can have it.”