Oyin Adedoyin’s article “Want to Pay in Cash? It’ll Cost You Extra” (Personal Journal, June 10) is right: Businesses have been moving away from cash to cut down on costs, reduce security risks and speed up payments. However, it’s also worth noting how much the government itself discourages cash use. If you don’t believe it, try to pay your taxes in cash.

The Internal Revenue Service first suggests purchasing the very same prepaid cards that the article describes. If you don’t have access to those cards, then the IRS suggests taking the cash to a retail partner that will send the money to the IRS for you. Should that not be an option, the IRS suggests taxpayers consider using a money order or cashier’s check.

It’s only after exhausting these options that the IRS finally says an appointment can be made at select Taxpayer Assistance Centers as long as they are given 30 to 60 days of notice. And this is to say nothing of how laws on reporting cash use have increased the costs of accepting cash.

Needless to say, despite many people still finding value in cash, there are many other forces moving the world away from it.